Off-Plan
Let us help you buy the right off-plan property in Dubai
STEP BY STEP GUIDE TO OFF-PLAN REAL ESTATE IN DUBAI
1. Understand What "Off-Plan" Means
An off-plan property is one that is purchased before it’s completed — sometimes even before construction begins. This allows you to buy at a lower price than a ready property, with attractive payment plans from developers. However, it also involves risk, such as project delays or changes in market conditions.
2. Set Your Budget and Financial Plan
Start by deciding how much you can afford. Consider the down payment (usually 10%-20%), installment plans, DLD (Dubai Land Department) fees, and future mortgage if required. Don’t forget to include:
DLD fee: 4% of the property price
Oqood registration fee: AED 1,050 (for registering the property under your name)
NOC & admin charges: May vary by developer
Post-handover payment obligations, if any
If you plan to finance the purchase through a mortgage, get pre-approval from the bank early on.
Read Google reviews. Clarify whether the property is managed by the landlord or a property management company — the latter is often more reliable for handling maintenance issues.
3. Research Developers and Projects
Select a reputable and RERA-approved developer. Research their:
Track record of completed projects
Construction quality
Timely handovers
Visit project websites, showrooms, and physical mock-ups (if available). Don’t rely solely on marketing brochures — compare floor plans, views, payment terms, and community features.
4. Select a Trusted Brokerage or Broker
Choosing the right real estate brokerage or agent is one of the most important steps:
Make sure the broker is RERA-registered (ask for their RERA card)
Read Google reviews and check their track record
Look for agencies that specialize in off-plan and have developer partnerships
A good broker will guide you through:
Project comparisons
Legal documentation
Snagging and handover support
Avoid unlicensed individuals or brokers who pressure you to decide quickly. A professional agent will be transparent and act in your best interest.
5. Choose the Right Property
Work closely with your agent to select a property that aligns with your goals, whether you’re buying for investment or personal use. Evaluate key factors such as the floor plan and layout, the unit’s view and positioning within the development, proximity to essential amenities and infrastructure, and both current and projected resale or rental potential. A well-informed decision at this stage ensures long-term satisfaction and return on investment.
6. Review the Payment Plan
Once the contract is finalized, both tenant and landlord sign it. You will provide the cheques and agency commission at this stage. Upon successful payment, you’ll receive keys and access cards. Always verify that cheques are issued to the name on the property title deed or to a Power of Attorney (POA) holder with official documents.
7. Reserve the Unit and Sign the SPA
Once you’ve finalized your preferred unit, you’ll need to pay a reservation fee—typically 5% to 10% of the property value—and submit required documents such as your passport copy and Emirates ID. The next step is signing the Sales Purchase Agreement (SPA), a legally binding document that outlines the payment schedule, handover timeline, penalties for delays, and other key terms. It’s important to review the SPA carefully before signing, and if you’re unsure about any clauses, consider seeking advice from a qualified property lawyer to ensure your interests are protected.
8. Receive Your Title Deed
After successful handover and full payment, apply for your Title Deed through the Dubai Land Department. This final document confirms your legal ownership.
You can now:
Move in
Rent it out
Resell the property (based on developer rules)
FAQ
We provide personalized consultation for purchasing luxury properties, including custom property searches, negotiation assistance, and support throughout the entire acquisition process, including connections with industry professionals such as lawyers and notaries.
You can contact us directly through our contact form or by phone to schedule an appointment with one of our experts. We will evaluate your property and create a customized marketing strategy to ensure you get the best possible return.
Yes, we offer comprehensive property management services for luxury homes, including maintenance, rental management, and oversight of daily operations to ensure your investment is always in top condition.
Purchasing a property in these areas means investing in some of the most prestigious and sought-after locations, offering a unique blend of luxury, security, and high quality of life. These areas are known for their natural beauty, exclusive amenities, and strong property value retention.
Email Us
- admin@afhomes.ae
- arsalan@afhomes.ae
Contact Us
- +971 54 454 8731
- +971 58 112 9194
Meet Us
Dubai, UAE
- Deyaar Head Office Building, Al Barsha 1
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