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Mortgage Calculator
Calculate your monthly repayments, total interest and upfront purchase costs for any Dubai property.
Enter loan details
Buyer type:(min. 20% down payment)
AED 1.50M
AED 300KAED 15M
20% — AED 300.0K
20%80%
4.5%
2%10%
25 years
5 yrs25 yrs
Upfront Purchase Costs
Down PaymentAED 300.0K
Dubai Land Department Fee (4%)AED 60.0K
Agent Commission (2%)AED 30.0K
Mortgage Registration (0.25%)AED 3.0K
Trustee FeeAED 4.2K
Total Required UpfrontAED 397.2K
UAE residents can borrow up to 80% of a property's value; non-residents up to 60%. Maximum loan term is 25 years and borrowers must be under 70 at loan maturity.
Monthly Repayment
AED 6.7K
per month for 25 years
● Principal 60.0%● Interest 40.0%
AED 1.20M
Loan Amount
AED 801.0K
Total Interest
Loan Summary
Total Loan RepaymentAED 2.00M
Total Interest PaidAED 801.0K
Total Purchase CostsAED 97.2K
Minimum Monthly IncomeAED 19.1K
Current UAE Mortgage Rates
Fixed (1–3 yr)3.99–4.49%
Fixed (5 yr)4.49–4.99%
Variable (EIBOR+)4.25–5.25%
Non-Resident5.00–6.50%
Indicative rates only. Subject to bank approval.
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